Sample site designed and built by FreshSite. Pruitt Agency is a fictional business.

Coverage / Small business

Shops · cafés · contractors · farms

Real coverage. Zero guesswork.

Honest price ranges, policies explained in plain English, and a local agent who actually visits your business.

Free coverage review · 20+ carriers compared · Local claims help
• 01 — What it usually costs

A real range, before you sign anything.

Every agent says “it depends.” We tell you what it usually depends on, and what local businesses like yours usually pay.

01 · Most businesses

General liability

$450–1,200
Per year · typical range

Covers customer injuries and property damage. Often required by your lease.

02 · Best value

Business owner’s policy

$800–2,400
Per year · typical range

Liability plus your building, equipment, and lost income, bundled for less.

03 · If you have staff

Workers’ comp

$1,500–6,000
Per year · typical range

Required in Arkansas with three or more employees. Priced by payroll and trade.

Ranges are typical for small businesses in Northwest Arkansas and are shown for illustration. Your price depends on your trade, payroll, location, and claims history.

Get your exact quote →
• 02 — Meet your agent

I insure businesses like I’d want mine insured.

I grew up working the counter at my parents’ hardware store, so I know what a bad claim can do to a small business. I opened Pruitt Agency in 2012 to give local owners an agent who shows up.

I’ll walk your shop, find the gaps in your current policy, and shop more than 20 carriers to fix them.

14 yrsInsuring local businesses
320+Business clients
20+Carriers to compare
Book a free coverage review →
• 03 — From local owners

Covered, and finally confident.

★★★★★

“Megan found I was paying for coverage I didn’t need and missing the one I did. Saved me $900 a year.”

Ray D.Auto repair shop
★★★★★

“When our walk-in cooler failed, she had the claim moving the same afternoon. We reopened in two days.”

Tasha M.Coffee shop & bakery
★★★★★

“She drove out to the farm, walked every barn, and explained my policy better than anyone in 30 years.”

Walt H.Cattle & hay farm

Know your price by tomorrow.

Tell us about your business in two minutes. Megan will call with real options, usually the next business day.

Get a free quote →